OnPay vs Rippling2026
OnPay
HR & People Ops
Full-service US payroll software with HR tools and benefits administration for small businesses.
Rippling
HR & People Ops
The workforce management platform that unifies HR, IT, and finance in one system.
Our Verdict
Rippling is the more affordable option.
Choose OnPay if…
teams at the small to mid-sized businesses stage
Choose Rippling if…
teams at the startups and small teams stage
Side-by-Side Comparison
Green highlight = advantage on that metric.
| Feature | OnPay | Rippling |
|---|---|---|
| Pricing | ||
| Pricing model | Subscription | Subscription |
| Starting price | $40/mo | $8/mo |
| Free tier | ||
| Free trial | 30 days | |
| Ratings & Reviews | ||
| User rating | No reviews yet | No reviews yet |
| Features & Capabilities | ||
| Best for | small to mid-sized businesses | startups and small teams |
| Tracked features | 7 | 12 |
| Company | ||
| Founded | 2012 | 2016 |
| Verified listing | ||
Pricing
OnPay
SubscriptionRippling
SubscriptionOnPay
$40/moRippling
$8/moOnPay
Rippling
OnPay
30 daysRippling
Ratings & Reviews
OnPay
No reviews yetRippling
No reviews yetFeatures & Capabilities
OnPay
small to mid-sized businessesRippling
startups and small teamsOnPay
7Rippling
12Company
OnPay
2012Rippling
2016OnPay
Rippling
Key Differences
OnPay
$40/mo
Rippling
✓$8/mo
OnPay
30 days✓
Rippling
Not available
OnPay
7 tracked features
Rippling
✓12 tracked features
OnPay is best for…
Strengths
- Transparent flat-rate pricing
- All 50 states fully supported
- Unlimited pay runs
- HR and benefits included
Rippling is best for…
Strengths
- Unifies HR IT and finance in one system
- Automated onboarding and offboarding
- Global payroll in 50+ countries
- IT device and app management
Pricing Comparison
OnPay
From $40/mo
$40/month base plus $6/employee/month.
Rippling
From $8/mo
From $8/user/month. Modular pricing — pay for what you use.
Pricing information is verified periodically. Visit each vendor's pricing page for current rates and plan details.
Feature Comparison
Both tools
- Payroll Processing
- Automatic Tax Filing
- Benefits Administration
- Employee Onboarding
- Contractor Payments
- Direct Deposit
- PTO Management
Only in Rippling
- Global Payroll
- SSO / SAML
- Workflow Automation
- Employee Directory
- API Access
Frequently Asked Questions
- What is the main difference between OnPay and Rippling?
- Rippling is the more affordable option. Choose OnPay if you need it for teams at the small to mid-sized businesses stage. Choose Rippling if you need it for teams at the startups and small teams stage.
- Is OnPay cheaper than Rippling?
- Rippling is cheaper at From $8/mo vs From $40/mo. Note that pricing tiers vary — check each vendor's current pricing page for up-to-date details.
- Can I switch from OnPay to Rippling?
- Yes — most teams can migrate from OnPay to Rippling with a data export/import process. Check whether both tools support CSV or API data export before starting. It's advisable to run both tools in parallel for a short period to verify your data migrated correctly.
- Does OnPay or Rippling offer a free trial?
- OnPay offers a free trial of 30 days. Rippling does not currently offer a free trial — check their pricing page for any trial promotions.