OnPay
VerifiedFull-service US payroll software with HR tools and benefits administration for small businesses.
Subscription
$40/mo
30-day trial
SMBs (50–500)
Apr 2026
What is OnPay?
OnPay is a full-service payroll platform for US small businesses that handles payroll tax calculations, filings, and payments in all 50 states. It supports unlimited pay runs, multiple pay schedules, contractor payments, and year-end W-2 and 1099 filing. OnPay also includes HR tools — offer letters, onboarding, PTO tracking, and org charts — plus benefits administration for health, dental, and 401k. Consistently praised for its transparent flat-rate pricing and US-based customer support.
Key Features
Pricing
subscription
$40/month
$40/month base plus $6/employee/month.
Pricing may have changed. Always verify on the vendor's website.
Who is OnPay best for?
Best for
OnPay is designed for small to medium-sized businesses.
Popular in these industries:
Pros & Cons
Pros
- Transparent flat-rate pricing
- All 50 states fully supported
- Unlimited pay runs
- HR and benefits included
- Excellent customer support
Cons
- US only
- No international payroll
- Mobile app less polished than competitors
- Fewer integrations than Gusto
Frequently Asked Questions
- Does OnPay offer a free trial?
- Yes, OnPay offers a 30-day free trial. No credit card required in most cases.
- What is OnPay used for?
- Full-service US payroll software with HR tools and benefits administration for small businesses.
- Who is OnPay best for?
- OnPay is primarily designed for small and medium-sized businesses.
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